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Home Loans Comparison Table

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Key Features My Home Loan My Advantage Home Loan My Investment Home Loan My Equity Home Loan
Interest rate View our Interest Rates
Comparison rate View our Comparison Rate schedule
Interest charges Calculated daily, Charged monthly Calculated daily, Charged monthly Calculated daily, Charged monthly Calculated daily, Charged monthly
Minimum amount $25,000 $25,000 $25,000 $25,000
Maximum amount 80% of the property value;
95% of the property value with Mortgage Insurance;
70% land only		 80% of the property value;
95% of the property value with Mortgage Insurance;
70% land only		 80% of the property value;
95% of the property value with Mortgage Insurance;
70% land only		 80% of the property value;
95% of the property value with Mortgage Insurance;
70% land only
Type of loan Principle and Interest Principle and Interest Interest only Interest only
6 month pause on repayments N/A Yes, available once during the life of the loan. Terms & conditions apply N/A N/A
Transaction Fee Allowance Yes – maximum $40 per month Yes – maximum $40 per month Yes – maximum $40 per month Yes – maximum $40 per month
First home owners part of deposit Yes Yes N/A N/A
Repayments Monthly / Fortnightly / Weekly Monthly / Fortnightly / Weekly Monthly Monthly
Redraw facility Yes, $10- each. minimum redraw $1000 Yes, $5 each for redraw under $500 Free for redraw over $501 No No
Offset account option available No Yes No No
Mobile Lending Specialist Yes (in some areas) Yes (in some areas) Yes (in some areas) Yes (in some areas)

 

Comparison rate based on $150,000 over 25 years.