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Personal Loans Comparison Table

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Key Features

Unsecured Personal Loan

Secured Personal Loan

Interest rate
Your choice of fixed or variable
View our interest rates
Minimum amount $5,000 $5,000
Maximum amount $20,000 $50,000
Loan period Up to 7 years Up to 7 years
Repayments Monthly, Fortnightly, Weekly Monthly, Fortnightly, Weekly
Interest charges Calculated daily, Charged monthly Calculated daily, Charged monthly
Application Fee $150 $150
Early repayment without penalty Yes Yes
Redraw facility Yes, $5 each for redraw $500 or under,
Free for redraws over $501
(not available on fixed rate loans)
Yes, $5 each for redraw $500 or under,
Free for redraws over $501
(not available on fixed rate loans)
Loan repayment insurance available Yes Yes