Our Home Loans - here for your benefit 

Variable and lump sum repayments
By contributing any extra income to your loan, in addition to your usual repayments, you are able to pay off your loan sooner and therefore you could save thousands of dollars in interest costs.

Extra repayments without penalty for variable rate loans
The more you pay to your loan the more money you save in interest charges.

A free redraw facility
The credit union provides you with the option of making extra repayments on your loan which will assist you in saving money in interest charges. Should you wish to access these extra repayments, you can do so with our redraw facility - our personal loans offer you real flexibility.

Top up facility available
Want to make some renovations on your house or landscape your garden? Maybe you wish to go on holiday or purchase a new car? Our top up facility enables you to increase your loan amount throughout your loan term. Increasing your home loan is cheaper and more convenient than taking out an additional loan.

No monthly account keeping/service fees
Unlike some other institutions, we do not charge for any account keeping or service fees on our mortgage accounts, saving you money.

Loan repayment insurance available
Loans are long term commitments, so it makes sense to protect your repayments. Learn more about our Loan Repayment Insurance.

Automatic repayments (salary/account)
You can arrange to make automatic repayments either by payroll deduction, direct debit from your savings or transaction account, internet or telephone banking. Setting up automatic repayments saves you time and enables you to avoid any late fees.

Apply

Apply using our simple online home loan application form.

Learn More

• Have a question? Review our list of FAQs
• Read our tips on buying a house
• Review and compare our interest rates and fees and charges
• Looking for more information on the First Home Buyers Scheme or your tax obligations visit the Office of State Revenue
• Use the Money Magazine Stamp Duty Calculator
• Looking for a lawyer, visit the NSW Law Society.